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Estate Planning Before Needing Live-in Care

Added on June 15, 2015 by Jared_Rodgers

Estate Planning Before Needing Live-in Care

My mother recently called me seeking help with updating her and my father's wills. Of course I agreed and was more than happy to help my parents review their wills. Since I was told that I would eventually become the executor of their estate, planning ahead would benefit both my parents and me.

Most of my experience is in providing live-in care services to the elderly and very little on the side of estate planning. I was very curious to go through the estate planning process myself, so this was the perfect opportunity for that experience.

As my mother and I continued to speak, I asked if she had in addition to the will a power of attorney (POA) and an advance directive, also known as a living will. She was not sure - which I knew most likely meant they did not have all the essential documents necessary. I suggested that the three of us meet with the attorney that originally drafted their will back in the '80s to ensure that we have everything we need. They both agreed.

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Live-in Eldercare Agency vs Private Aide

Added on December 16, 2014 by Jared_Rodgers

Live-in Eldercare Agency vs Private Aide

Life Force Caregivers for the Elderly has provided personalized live-in custodial care to hundreds of seniors since 1989. A live-in home health aide is an alternative to an assisted living or long-term care nursing facility by assisting with activities of daily living right in the comfort of your own home. While conducting the initial assessment of a client's needs and expectations, families naturally ask questions about Life Force's services. One question that sometimes arises is: What is the advantage of working with an agency like Life Force over hiring our own private aide?

When choosing between these two options families normally make a decision based upon price. Hiring a private aide is typically cheaper than working with a licensed agency, but a private caregiver easily becomes more costly in the end.

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Live-in Care vs 24-Hour Care

Added on July 11, 2014 by Jared_Rodgers

Live-in Care vs 24-Hour Care

Life Force Caregivers for the Elderly provides live-in personal senior care. At times families have confused live-in care with 24-hour care. Although there are similarities, there are major differences that should be identified.

Live-in elder care provides ONE home health aide who lives at the home of the client for several days or several weeks at a time. With 24-hour care, there are multiple shifts throughout the day. The most common shifts are either three 8 hour shifts or two 12 hour shifts.

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Live-in Care Complements Hospice Care

Added on July 2, 2014 by Jared_Rodgers

Live-in Care Complements Hospice Care

Life Force Caregivers for the Elderly supplements hospice care with live-in personal care. While hospice manages a client's palliative care, our live-in caregiver is ready to assist with the client's activities of daily living (ADLs). Here are some advantages when contemplating live-in custodial care for a loved one utilizing hospice.

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Long Term Care Insurance Pays for Live-in Care

Added on June 29, 2014 by Jared_Rodgers

Long Term Care Insurance Pays for Live-in Care

Long-term care insurance (LTCI) is a privately owned insurance policy that pays for the cost of live-in custodial care. An individual will pay monthly premiums until there is a need for assistance with activities of daily living (ADLs). Typically an LTCI policy requires assistance with three or more ADLs for the beneficiary to qualify to receive payments for live-in elder care services.

Make life easier by reviewing the list below. Addressing these items early will reduce much stress and disappointment when submitting a claim with your long term care insurance company.

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