Added on June 15, 2015 by Jared_Rodgers
My mother recently called me seeking help with updating her and my father's wills. Of course I agreed and was more than happy to help my parents review their wills. Since I was told that I would eventually become the executor of their estate, planning ahead would benefit both my parents and me.
Most of my experience is in providing live-in care services to the elderly and very little on the side of estate planning. I was very curious to go through the estate planning process myself, so this was the perfect opportunity for that experience.
As my mother and I continued to speak, I asked if she had in addition to the will a power of attorney (POA) and an advance directive, also known as a living will. She was not sure - which I knew most likely meant they did not have all the essential documents necessary. I suggested that the three of us meet with the attorney that originally drafted their will back in the '80s to ensure that we have everything we need. They both agreed.
Added on December 16, 2014 by Jared_Rodgers
Life Force Caregivers for the Elderly has provided personalized live-in custodial care to hundreds of seniors since 1989. A live-in home health aide is an alternative to an assisted living or long-term care nursing facility by assisting with activities of daily living right in the comfort of your own home. While conducting the initial assessment of a client's needs and expectations, families naturally ask questions about Life Force's services. One question that sometimes arises is: What is the advantage of working with an agency like Life Force over hiring our own private aide?
When choosing between these two options families normally make a decision based upon price. Hiring a private aide is typically cheaper than working with a licensed agency, but a private caregiver easily becomes more costly in the end.
Added on July 11, 2014 by Jared_Rodgers
Life Force Caregivers for the Elderly provides live-in personal senior care. At times families have confused live-in care with 24-hour care. Although there are similarities, there are major differences that should be identified.
Live-in elder care provides ONE home health aide who lives at the home of the client for several days or several weeks at a time. With 24-hour care, there are multiple shifts throughout the day. The most common shifts are either three 8 hour shifts or two 12 hour shifts.
Added on July 2, 2014 by Jared_Rodgers
Life Force Caregivers for the Elderly supplements hospice care with live-in personal care. While hospice manages a client's palliative care, our live-in caregiver is ready to assist with the client's activities of daily living (ADLs). Here are some advantages when contemplating live-in custodial care for a loved one utilizing hospice.
Added on June 29, 2014 by Jared_Rodgers
Long-term care insurance (LTCI) is a privately owned insurance policy that pays for the cost of live-in custodial care. An individual will pay monthly premiums until there is a need for assistance with activities of daily living (ADLs). Typically an LTCI policy requires assistance with three or more ADLs for the beneficiary to qualify to receive payments for live-in elder care services.
Make life easier by reviewing the list below. Addressing these items early will reduce much stress and disappointment when submitting a claim with your long term care insurance company.