Life Force Caregivers for the Elderly provides live-in personal senior care. At times families have confused live-in care with 24-hour care. Although there are similarities, there are major differences that should be identified.
Live-in elder care provides ONE home health aide who lives at the home of the client for several days or several weeks at a time. With 24-hour care, there are multiple shifts throughout the day. The most common shifts are either three 8 hour shifts or two 12 hour shifts.
Life Force Caregivers for the Elderly supplements hospice care with live-in personal care. While hospice manages a client's palliative care, our live-in caregiver is ready to assist with the client's activities of daily living (ADLs). Here are some advantages when contemplating live-in custodial care for a loved one utilizing hospice.
Long-term care insurance (LTCI) is a privately owned insurance policy that pays for the cost of live-in custodial care. An individual will pay monthly premiums until there is a need for assistance with activities of daily living (ADLs). Typically an LTCI policy requires assistance with three or more ADLs for the beneficiary to qualify to receive payments for live-in elder care services.
Make life easier by reviewing the list below. Addressing these items early will reduce much stress and disappointment when submitting a claim with your long term care insurance company.