The symptoms of mesothelioma may make it impossible for a senior to live independently, but with a dedicated and experienced caregiver, a senior can still enjoy a good quality of life.
Mesothelioma can rapidly take away a senior's ability to
drive and carry out activities of daily living. A caregiver supports the senior
by taking on these tasks and providing emotional support. Because caregiving
for a senior with cancer is extremely demanding for untrained relatives with
their own responsibilities, the services of a live-in caregiver are highly
Long-term care insurance (LTCI) is a privately owned insurance policy that pays for the cost of live-in custodial care. An individual will pay monthly premiums until there is a need for assistance with activities of daily living (ADLs). Typically an LTCI policy requires assistance with three or more ADLs for the beneficiary to qualify to receive payments for live-in elder care services.
Make life easier by reviewing the list below. Addressing these items early will reduce much stress and disappointment when submitting a claim with your long term care insurance company.